Construction Site Safety: How On-Site Risk Management Saves Money and Lives
Construction sites present unique challenges that require specialized risk management. At Tawney Insurance & Safety Solutions, we've built our Total Risk Management approach around a key principle: being physically present on your jobsites provides insights that fundamentally improve how we protect your business.
Real Value Comes from Being in the Field
When our team visits construction sites, we're building genuine relationships with everyone from laborers to executives. This hands-on approach allows us to get to know your team, understand your specific challenges, and create solutions tailored to your operation.
We build programs specifically for our clients because we're out here looking at their jobs and their employees. When they see us regularly in the field, we get to know them.
The Two-Sided Protection Approach
Effective risk management requires addressing both sides of protection:
Insurance Coverage: Having the right policies tailored to your specific exposures
Active Risk Management: Implementing and training on effective safety protocols
Most brokers only handle the first part. But without addressing the second, you're only getting half the protection your business needs.
Why Construction Companies Need Both
Construction work involves unique hazards that require specialized knowledge:
Silica Dust Management: We note when masonry contractors use water with saws to control dangerous silica dust
Trip Hazards: Construction sites have numerous obstacles that require consistent awareness
Proper Equipment: From metal fuel cans to appropriate PPE, these details matter
Hydration Stations: You don't want your men and women searching for water. The highest performing contractors have thought about stuff like this.
Unbiased Insurance Advice
Most businesses don't realize they're taking a financial risk when they rely solely on their insurance advisor's guidance. Many brokers have financial incentives to work with specific carriers or limited access to markets.
Our Total Risk Management approach means:
Hands-on job site safety consulting to reduce physical risks
Unbiased insurance market review to find the best carrier for your specific exposures
Determining the optimal broker with access to the right carriers
We don't want to be the insurance broker, necessarily. We want to be the insurance consultant.
Results That Matter
The highest performing contractors think about details others miss. They keep water readily available on job sites. They ensure proper equipment is used consistently. They invest in regular training.
These contractors aren't just safer - they're more profitable. Their insurance costs decrease while productivity increases.
At the end of the day, it's all about getting the employees home safe. And that will protect the company on the back end.
Partner With a Team That Understands Construction
Construction clients are among our most valued partnerships. If you're considering a different approach to construction risk management, let's talk. Our team brings decades of combined experience specifically in construction safety and insurance.
We'd welcome the opportunity to visit your job site, meet your team, and show you how our Total Risk Management approach can help protect your people and your business.
Contact Tawney Insurance & Safety Solutions at https://www.tawneyinsures.com/ to schedule a site visit and consultation.